To seal or to just conceal

I am starting to look like I feel and even though I'm not really into covering up and I just discovered the wonderful product that is concealer, I think I need to some good ...eh... putty.

So far I've used Maybelline's Age rewind which is fair enough for my pale self, but it has a tendency to crease and to be honest, it doesn't do much more than make me feel like if nothing else, atleast I made an attempt.
In the end, I look exactly the same, I just spend time and money on wishful thinking.
Plus, I hate to say it, but I think the concealer in question irritates my eyes and makes them water. A runny mess, not the look I was after...

So, I need your helpful advice and maybe even some guidance:
Good concealer for people on a tight budget?
Or is it just better to stick with a good foundation and leave the rest as is? I am thinking that the more time an effort you spend on covering up, the more you have to lose and re-applying makeup every couple hours just isn't my thing. Either it's there, or it's not.


(On the nails it's the Hello Kitty-polish mentioned below. As you can see, it never looks the same..)